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戴爾美語TOEFL托福試題與解題示範教學 2026年05月12日

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戴爾美語TOEFL托福試題與解題示範教學 2026年05月12日

DoctorAchebe：
This week, we will discuss different approaches to teaching children financial responsibility, some parents give their children a weekly allowance to help them learn money management, while others believe it has no real benefit and may lead to bad habits. Which approach do you think is better for a child’s development, and why? Please explain your reasoning.
pour old wine into new barrels

Kelly:
I believe children should receive an allowance because it helps them put their math skills to use. By managing their own money, they learn how to budget, save, and make spending decisions. For example, if they want to buy something expensive, they have to figure out how long it will take to save enough.

Paul:
I'm against giving children an allowance because it can create conflict within families, for instance, if a child learns their friends receive more money, it could lead to resentment or arguments at home. Rather than fostering financial responsibility, it might cause unnecessary friction.
語料
provide allowance
1. lay a basic foundation for mathematic understanding use one speaker’s argument as the point of eparture
2. serve as a reward
3. learn to set up a goal and push for it
4. perceive the surface value and real value of money; example
5. gradually bring children to appreciate parents’ care and efforts [quantify]

not
1. possible conflict
2. likely to generate vanity
3. could use money unwisely and lead to waste
4. not truly earn the money nor understand the meaning of work
5. may burden family with stress in some cases
 
範文

I agree more with Kelly, since giving children an allowance can support their development in practical ways. To begin with, it lays a basic foundation for mathematical understanding, as children learn to count, budget, and compare prices through daily decisions. More importantly, money can serve as a reward and teach them to set a goal and work steadily toward it. A child saving for a toy, for example, begins to perceive both the surface value of money and its real value, namely the time and effort behind it. When parents quantify the allowance and connect it with household effort, children may also gradually appreciate their parents’ care and hard work. Although problems such as conflict or waste are possible, careful guidance can reduce them.
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